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Ecommerce marketplaces venture into payment solutions

Friday, December 16, 2016



Is it the other way around those payment solutions enterprises are venturing into ecommerce marketplaces. The boundaries are blurred. It was ebay that started the ball rolling as even as a fledgling auction site that had made huge inroads as an ecommerce marketplace bought the entire stake of Paypal in 2001. Later after a couple of years they had a change of heart and spun the two companies to operate independently.

Philippines ecommerce growth

Now Alibaba the ecommerce giant from China has broken ground with Alipay and to expand further they have entered South East Asia particularly in Philippines as a heavyweight marketplace but known as Lazada. This is the most popular online shopping website in the Philippines with over 60% market share as more merchants have doubled down and over half the 200 million population is on the ecommerce trip.



This is a win-win situation for Alipay as a payment solution provider leaving the others such as Tenpay, Payment Asia, Visa, and Mastercard among others to share the rest. Contrary to popular rhetoric of the present administration as regards diplomacy online sales in Philippines is booming – this information is often conversed on popular web resources such as Payment Asia Reviews. But this situation could be short lived as research points to explosive growth in marketplace verticals in almost all categories and services of payment solution providers also will expand. 



This situation is true for almost all of South East Asia as Indonesia, Malaysia and Vietnam along with Cambodia is also reporting better than estimates traffic. (Source: ecommerceiq.asia and paymentasia reviews) Western online retailers/marketplaces might find it hard to penetrate these markets considering the present uncertainty of closing borders and trade (read protectionism) and also the matter of trust (read not honoring trade treaties). This augurs well for the future when things get rough and everybody gathers around the negotiating table (that is what all politicians do very well)

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